Blog
Insights from Leon Financial Services.
Plain-English articles on the financial topics our clients ask about most.
5 Questions to Ask Before You Retire
Before you set a retirement date, walk through these five questions with your spouse and your advisor. The answers will shape everything that comes next.
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Social Security: When Should You Claim?
Claiming early, at full retirement age, or waiting until 70 can change your lifetime benefit by tens of thousands. Here's how to think about the decision.
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The Real Cost of Long-Term Care
Most people underestimate how long-term care costs can derail an otherwise solid retirement plan. We break down the numbers and the options.
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Roth Conversions in Your 60s
The window between retirement and Required Minimum Distributions is often the sweet spot for Roth conversions. Here's why — and how to think about it.
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Why We're Independent (and Why That Matters)
Being an independent firm affiliated with LPL Financial isn't a marketing line. It changes what we can recommend and how we work with you.
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Market Volatility: What History Tells Us
Pullbacks feel personal in the moment. Zoom out, and the pattern is remarkably consistent. A look at the data and what it means for long-term investors.
Read articleMedicare Basics Every Pre-Retiree Should Know
Medicare is more complicated than it needs to be. Here's a plain-English overview of Parts A, B, C, and D — and the enrollment mistakes to avoid.
Read articleThe 4% Rule, Revisited
The '4% rule' shaped a generation of retirement planning. Here's what it got right, what it got wrong, and how modern income planning has evolved.
Read article5 Estate Planning Mistakes to Avoid
A trust doesn't help if it isn't funded. Beneficiary forms override your will. Here are the estate planning mistakes we see most — and how to fix them.
Read articleSequence of Returns: The Risk Nobody Warns You About
Two retirees with identical average returns can end up in radically different places. The reason is sequence of returns — and it's the biggest risk of the first decade of retirement.
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