Roth Conversion Planning
Multi-year projections to identify the right amount to convert at the right time.
Services
Tax-Aware Strategies
Roth conversions, tax-efficient withdrawals, and asset location — coordinated with your CPA to help minimize lifetime taxes.
It's not just what you earn—it's what you keep. We work alongside your CPA and tax professionals to identify opportunities for tax-efficient investing, retirement income planning, Roth conversion strategies, and thoughtful asset location. The goal is to help reduce unnecessary taxes over your lifetime while remaining aligned with your overall financial plan.
Tax-Efficient Withdrawals
Smart sequencing across taxable, tax-deferred, and Roth accounts to keep brackets low.
Asset Location
Putting the right investments in the right account types to reduce drag.
RMD & QCD Strategy
Required Minimum Distribution planning and Qualified Charitable Distributions for the charitably inclined.
Who this is for
Pre-retirees and retirees with meaningful pre-tax balances who want to keep more of what they've saved.
How we work together
- 1Multi-year tax projection using your actual return.
- 2Coordination directly with your CPA or tax preparer.
- 3Annual tax planning meeting in the fall — before year-end deadlines.
- 4Documented strategy so nothing gets missed at filing time.
Explore other services
All servicesRetirement Planning
Income strategies, Social Security timing, pension election, Medicare considerations, and withdrawal planning so your money lasts as long as you do.
Learn moreInvestment Management
Diversified portfolios aligned with your risk tolerance, goals, and time horizon — reviewed and rebalanced regularly.
Learn moreEstate Planning Coordination
Working alongside your attorney to make sure beneficiary designations, titling, and wealth transfer strategies are aligned.
Learn moreRisk Management & Insurance
Insurance plays an important role in protecting your financial future — coordinated with your broader retirement and wealth management objectives.
Learn moreReady for a confident next chapter?
Schedule a complimentary, no-obligation conversation with Leon Financial Services.